Financial literacy is a vital and embedded part of Brackenfield School's curriculum

At Brackenfield School, part of the Forfar Education family of schools, financial literacy is a vital and embedded part of our curriculum, equipping pupils with the knowledge, skills and behaviours they need to make informed and effective financial decisions throughout their lives.
Our approach is aligned with the objectives of the UK Strategy for Financial Wellbeing, ensuring pupils are well-prepared for the financial realities of adulthood.
Financial literacy is an essential yet historically under-provided area of education. Our programme addresses this gap by giving pupils practical money skills and the confidence to make sound decision in real-world contexts.
Financial Literacy embedded in the curriculum
At Forfar schools, financial literacy is a vital and embedded part of our curriculum, equipping pupils with the knowledge, skills and behaviours they need to make informed and effective financial decisions throughout their lives. Our approach is aligned with the objectives of the UK Strategy for Financial Wellbeing, ensuring pupils are well prepared for the financial realities of adulthood.
Financial literacy is an essential yet historically under-provided area of education. Our programme addresses this gap by giving pupils practical money skills and the confidence to make sound decisions in real-world contexts. It supports the Independent Schools Inspectorate (ISI) framework, particularly its emphasis on personal development and preparation for adult life.
Financial education is embedded across Key Stages 2 to 5, allowing pupils to revisit and build upon key concepts as they progress through school. This spiral curriculum ensures learning is age-appropriate, cumulative and meaningful, while complementing content in other subject areas such as mathematics, economics, PSHE and enterprise education.
Developing three core areas
- Knowledge – pupils develop a secure understanding of financial terms, systems and institutions, enabling them to approach personal finance with confidence.
- Skills – pupils learn to plan for their financial futures from an early age, setting personal goals and evaluating a range of tools and options to achieve them.
- Behaviours – pupils are encouraged to think critically about risk, responsibility and decision-making, fostering resilience and responsible financial habits.
This ambitious programme is based on the UK Financial Education Planning Framework and is delivered through a clearly structured curriculum. Schemes of work outline annual focus areas with defined learning objectives, suggested activities and opportunities for cross-curricular links. Themes such as entrepreneurship and benevolence are woven throughout, reinforcing the social and ethical dimensions of financial decision-making.
Through this structured and progressive approach, Forfar schools ensure that pupils leave school financially informed, confident and prepared for the opportunities and challenges of adult life.